Monday, April 9, 2007
10:55 AM
You pay your rent on time all the time. You've never been evicted or foreclosed on. As a matter of fact, you have PERFECT rental history. Every former landlord would praise you as, "A wonderful tenant who paid on time and was never a problem for me."
While you drown in debt, not paying some things in order to eat, paying other things late, or racking up more credit card debt, one thing was always constant. You ALWAYS paid your rent.
Your credit sucks due to all of your late or no payments on various credit cards, car notes, ect.
But your rent was paid on time every month.
Huge life changing things happen to you during this time (new baby, divorce, death in family, change of job or location, ect). This causes your credit to get even worse. Credit cards are now in collections, car payments are late every month, phones are being shut off then turned back on when you find the money to pay them. But........you continue to pay your rent on time EVERY month.
When you decide to move no one will rent to you. Why? Because your credit stinks....even though your RENTAL HISTORY is perfect.
Property managers refuse to let you rent even though you make MORE than enough to pay their over-priced rent and utilites. Your priority is "pay rent first, buy food, pay utilities and then whatever I have left can go to other bills like credit cards, ect". But these property managers still won't take that "risk" with you.
At this rate, we're gonna need perfect credit just to have a pizza delivered to our home.
Bad Person: Hi I would like to order a large pepperoni with extra cheese.
Pizza Place: Is this a delivery or pick-up?
Bad Person: A delivery please.
Pizza Place: Okay, I need your Social Security Number, full name, address, and phone # please.
Bad Person: Ummmm why do you need my ssn for a delivery???
Pizza Place: We need to do a credit check to make sure you're trustworthy before we send a driver out there. People with bad credit tend to either try ripping off our drivers or they full-out rob him....it's a scary world out there.
Bad Person: Grrrrr...okay here's my info.
Pizza Place: It'll just be a moment while I process your info.
*Hold music plays*
Pizza Place: Okay...ummm....well you weren't approved for a delivery but you can do a pick-up order.
Bad Person: Are you fucking kidding me??? I'm NOT going to rob the driver, I'm NOT going to rip him off. I am ordering a $12 dollar pizza and I have $100 in my fucking wallet and another $500 in my checking account......seriously....just send the fucking pizza.
Pizza Place: First of all, please calm down. Second of all, I don't make the rules. We cannot send a driver if you have bad credit. I'm sorry. Would you like to do a pick-up order?
Bad Person: Fuck this, I'm going to the liquor store.......*mumbles*
*Dial Tone*
Yep yep, that's about the size of it......welcome to 2007 where only perfect credit can get you a place to live, food to eat, and a blow job from an ugly crack-whore.....yeah I hear they check credit too now.....
Said By Nicole
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